With interest rates seemingly on the rise, is it now time to make adjustments to the bond allocation in your portfolio?
In our office, we celebrated privately the passing of the four year anniversary of what would be a 13 year stock market low point.
That’s right, it has already been four years since March 9, 2009 when the S&P 500 Index closed at 676—a level last seen in the summer of 1996. As of the date of this article, the S&P 500 Index has surpassed its all-time high of 1565, which was achieved in October 2007!
This video discusses the purpose and key components of an investment policy statement.
When it comes to structuring a tax-efficient investment portfolio, we believe it is important to consider “asset location.” That is—which types of investments should be held in which accounts?
The News & Observer recently interviewed Chip Hymiller, CFP® to ask his opinion about the Fiscal Cliff and what it could mean for investors. Click here to read his response.
The equity markets seemed to breathe a collective sigh of relief after European Central Bank president, Mario Draghi, declared that he was willing to do “whatever it takes” to keep the Eurozone together.
One of the most pronounced fears for retirees is outliving their assets. Taking portfolio withdrawals that are sustainable over an extended retirement period is an important decision and one that should not be taken lightly.
Given current interest rates are bonds good long term investments?
There are a number of indexes that attempt to measure the performance of the financial markets and serve as a gauge of economic activity. The following are descriptions of several of the most common indexes:
Many investors are confused by the myriad of choices when it comes to mutual fund “share classes.” This article explains key differences in the various mutual fund shares classes.
In a prior article, we discussed the importance of maintaining an emergency fund. We offered our insight into how much is appropriate to keep in cash or savings, as well as emergency fund targets. As a result of that article, we were asked the question: “Where can I invest my emergency fund, such that it earns an interest rate that …
Many people would prefer that their estates avoid the probate process. While the probate process is not overly costly in most states, it is generally considered a hassle to those who have experienced it. The following is a discussion on several alternatives for avoiding probate.
One of the most important reasons why investors choose to invest in bonds is for their steady and predictable stream of income through interest payments. Though they are not risk-free (e.g., a bond issuer could default on a payment or even fail to repay the principal), bonds as a whole are considered somewhat less risky than stocks.
We are often asked the question, “How much money do I need to retire?” While it is impossible to answer this question definitively as every situation varies, we do maintain mental benchmarks that are based on a number academic studies as well as our overall experience conducting Retirement Feasibility Analyses for clients.
Vanguard has an interactive tool on their website that allows visitors to compare the results when attempting to time the market based on certain investment rules.
With more than $80 billion invested in exchange traded funds (ETFs), they have become a very popular investment for both retail and institutional investors. While ETFs can be an integral component of a sound investment strategy, investors should understand the tax treatment of these investments in order to avoid unexpected tax consequences.
he financial markets have experienced continued volatility since the end of April. In fact, with stocks having declined in excess of 10%, the markets have officially entered a period of “correction.” Although corrections are normal (and actually healthy for the markets), many investors may be a bit uneasy, especially with the wounds of the “Great Recession” still fresh in everyone’s mind.
Given the turbulence in the financial markets during the week of May 3rd, we would like to provide our blog followers with a few thoughts and insights.
I have to say that I get a little excited every year with the release of the annual Berkshire Hathaway shareholder letter. I don’t know why it’s so exciting to me, but I guess I just enjoy Warren Buffett’s writing style. He has an incredible ability to, not only make things seem so simple and straightforward, but to also make …
A recent USA Today article titled “Finding the All Stars: How we whittle down the funds” scanned the universe of mutual funds in an attempt to identify a number of “all star” mutual funds. The list of funds that were selected for the article all have impressive track records and are certainly worthy of consideration in any portfolio.