View Post

Market Pulse – First Quarter 2017

In Asset Allocation, Bonds, Investments, Market Review, The Economy by Chip Hymiller

We, at Beacon Financial Strategies, believe strongly that the most effective investment strategy is one that is developed within the context of a financial plan and customized to meet your personal risk profile and return requirements.  Click here to learn more about our investment philosophy. Research has proven time and again that it is impossible to consistently time the financial markets, by …

View Post

Market Pulse – 2016 Market Review

In Asset Allocation, Bonds, Investments, Market Review, Personal Financial Planning, The Economy by Chip Hymiller

We, at Beacon Financial Strategies, believe strongly that the most effective investment strategy is one that is developed within the context of a financial plan and customized to meet your personal risk profile and return requirements.  Click here to learn more about our investment philosophy. Research has proven time and again that it is impossible to consistently time the financial markets, by …

View Post

Market Pulse – Third Quarter 2016

In Asset Allocation, Bonds, Investments, Market Review, The Economy by Chip Hymiller

We, at Beacon Financial Strategies, believe strongly that the most effective investment strategy is one that is developed within the context of a financial plan and customized to meet your personal risk profile and return requirements.  Click here to learn more about our investment philosophy. Research has proven time and again that it is impossible to consistently time the financial markets, by …

View Post

Beat Inflation With I Bonds

In Asset Allocation, Bonds, Cash Flow and Budgeting, General Financial Planning, Investments, Personal Financial Planning by Chip Hymiller

In a prior article, we discussed the importance of maintaining an emergency fund.  We offered our insight into how much is appropriate to keep in cash or savings, as well as emergency fund targets.  As a result of that article, we were asked the question:  “Where can I invest my emergency fund, such that it earns an interest rate that …

View Post

Considerations When Investing in Bonds

In Asset Allocation, Bonds, Investments by Chip Hymiller

One of the most important reasons why investors choose to invest in bonds is for their steady and predictable stream of income through interest payments.  Though they are not risk-free (e.g., a bond issuer could default on a payment or even fail to repay the principal), bonds as a whole are considered somewhat less risky than stocks.