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Economic Snapshot

In Asset Allocation, Investments, Market Review, Retirement Planning, The Economy by Chip Hymiller

The Economic Snapshot is a sampling of a number of widely followed economic and financial market statistics.  Beacon Financial Strategies utilizes these and other economic indicators as a gauge of the general financial health of the economy when making investment decisions. The purpose of the information contained in this post is to provide you with a general gauge of domestic economic …

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Market Pulse – First Quarter 2017

In Asset Allocation, Bonds, Investments, Market Review, The Economy by Chip Hymiller

We, at Beacon Financial Strategies, believe strongly that the most effective investment strategy is one that is developed within the context of a financial plan and customized to meet your personal risk profile and return requirements.  Click here to learn more about our investment philosophy. Research has proven time and again that it is impossible to consistently time the financial markets, by …

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Market Pulse – 2016 Market Review

In Asset Allocation, Bonds, Investments, Market Review, Personal Financial Planning, The Economy by Chip Hymiller

We, at Beacon Financial Strategies, believe strongly that the most effective investment strategy is one that is developed within the context of a financial plan and customized to meet your personal risk profile and return requirements.  Click here to learn more about our investment philosophy. Research has proven time and again that it is impossible to consistently time the financial markets, by …

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Market Pulse – Third Quarter 2016

In Asset Allocation, Bonds, Investments, Market Review, The Economy by Chip Hymiller

We, at Beacon Financial Strategies, believe strongly that the most effective investment strategy is one that is developed within the context of a financial plan and customized to meet your personal risk profile and return requirements.  Click here to learn more about our investment philosophy. Research has proven time and again that it is impossible to consistently time the financial markets, by …

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Economic Snapshot

In Asset Allocation, Market Review, The Economy by Chip Hymiller

The Economic Snapshot is a sampling of a number of widely followed economic and financial market statistics.  Beacon Financial Strategies utilizes these and other economic indicators as a gauge of the general financial health of the economy when making investment decisions. The purpose of the information contained in this post is to provide you with a general gauge of domestic economic …

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Surviving the Financial Stress Test

In Asset Allocation, General Financial Planning, Investments, Market Review, Retirement Planning by Chip Hymiller

When making financial planning and investment decisions, we believe that it is important to consider the probability of negative outcomes. We call this “stress-testing” a financial plan. By stress-testing financial planning assumptions, we are able to help our clients identify and protect against financial risks that could derail their financial plans.

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Has Investor Complacency Arrived?

In Asset Allocation, Cash Flow and Budgeting, General Financial Planning, Investments, Market Review, Personal Financial Planning, Retirement Planning by Chip Hymiller

With over 20 years in the investment industry, we have helped clients navigate through a number of economic and market cycles. Through the years, we have developed our own set of descriptive names that are used as an indication of where we are in the market cycle. These names are generally based on client emotions and range from “malaise” to “exuberance”. Currently, we are in what we call the “investor complacency” phase.

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2012 Market Review

In Investments, Market Review by Chip Hymiller

Even with the backdrop of many unresolved problems, the financial markets continued strong performance in 2012. Many of the major domestic stock indexes experienced returns in excess of 10% for the year, with the S&P 500 advancing by 16%.