Target Date funds have grown in popularity over the last decade especially inside employer benefit plans such as 401Ks. On the surface, they all seem to be exactly the same. First, you pick your fund based on your anticipated retirement date. Then you let the manager handle the rest – they utilize their glide path and make the portfolio more conservative as you approach retirement. While true, behind the scenes there are subtle differences that investors should be aware.

Financial Planning, General Financial Plan..., Investments, Mid Career Professional, Personal Finance, Personal Financial Pla..., Pre-Retiree, Retirement PlanningDave Trettel, CFP®December 9, 2024Stock Market, Retirement Planning, Retirement Plans, financial planning, mutual funds, 401k, Asset Allocation, diversification, investing, investment management

Considerations for End of Year Tax Planning

As the year winds down, it is always a good idea to review your tax situation to determine if there are ways to reduce your tax liability or take advantage of financial planning opportunities that may exist. Here are several items that may warrant consideration prior to the end of the year.

Charitable Gifting, General Financial Plan..., Personal Financial Pla..., TaxDave Trettel, CFP®November 13, 2024401k, Charitable Gifting, General Financial Planning, investing, investment planning, Roth IRA, tax planning